ACH Loans

ACH (Automated Clearing House) payments are simply electronic transfers from one bank account to another. With an ACH loan, instead of looking at your credit card transactions, lenders look at the average daily balance of your business checking account. So new credit, poor credit, or no credit, you’ve got a chance at scoring beautiful short-term financing if you have a healthy bank account. Loan amounts are typically small and interest rates high, but if you need quick cash and credit is an issue, an ACH loan may be your best bet.